Insurance

Six Reasons to Look Into Flood Insurance

In many areas, flooding is the most common and costly natural disaster—and it can happen here. Just one inch of water in your home or office can cost thousands of dollars in cleanup and replacement costs, including drywall, baseboards, floor coverings and furniture. You may think you’re covered, but many homeowners’ insurance policies do […]

My HOA Has Earthquake Insurance, Do I Need My Own Policy Too?

Napa’s recent 6.1 earthquake has left many Bay Area homeowners wondering if their homes are properly protected in the event of another big quake.

Does the HOA’s earthquake insurance cover my home?
A common misconception among homeowner’s association members is that the HOA’s earthquake insurance policy includes all of the coverage they need. While most master […]

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